Switching your mortgage

You can switch online if:

• Your current mortgage interest rate is coming to an end or you're currently paying our Mortgage Variable Rate (MVR)
• You'd only like to switch your mortgage interest rate
• You're happy to choose a new mortgage interest rate yourself without advice
• Where there is more than one applicant, the applicant providing the instruction to switch to another mortgage deal has authority to do so on behalf of all applicants.

You'll need to talk to us if:

• You'd like advice about choosing your next mortgage deal
• Your personal circumstances have changed since you last reviewed your mortgage, which may impact your ability to repay your mortgage
• You're thinking of borrowing more on your existing mortgage
• You'd like to make a one off payment to your mortgage, over or above any pre-agreed additional payment(s)
• You're thinking of shortening or extending your current mortgage term
• You're thinking of changing how you repay your mortgage
• You're thinking of letting out your home to a tenant
• You don't have the authority of all applicants to switch to a new mortgage deal on their behalf

Ready to switch online

I'd like to switch online I'd like to switch online

I need to talk to you

If you'd like advice on switching your mortgage, please contact us via web chat or on:

0345 600 6879